Seattle Wholesale Mortgage

We make it rain in savings.

Consumer-direct pricing without the average lender markup. Wholesale access + tailored MICROPRICING = smarter loans built around your goals.

More ways to win:

  • Down payment strategy matters: sometimes less down or more down improves terms
  • 6 months of mortgage payments in reserves can strengthen the file and improve options
  • Recasting available on the right loan program (lower the payment after a large principal reduction)
  • Rate locks that fit your timeline: 22 days or longer — BOOM, we can make it happen

Escrow optional

In many cases, even under 20% down—pay taxes/insurance yourself.

Strong credit gets rewarded

Strong credit (760-780+) can unlock better pricing most of the time.

Customize your term

27YR, 25YR, 20YR, 10YR